| PRIVACY STATEMENT | |||
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DOWNTOWN - 4TH & MAIN |
LANCASTER |
|
| Mon.-Thurs: 8:30 a.m. - 4:00 p.m. | Mon.-Thurs.: 9:00 a.m. - 4:30 p.m. | Mon.-Thurs.: 9:00 a.m.-5:00 p.m. |
| Fri.: 8:30 a.m. - 5:00 p.m. | Fri.: 9:00 a.m. - 6:00 p.m. | Fri.: 9:00 a.m. - 6:00 p.m. |
| Sat.: closed | Sat.: 9:00 a.m. - Noon | Sat.: 9:00 a.m. - Noon |
The executive offices of the Company and the Bank are located at
340 West Main Street
Danville, Kentucky 40422
Telephone: (859) 236-4181
Fax: (859) 236-4363
E-mail:
Please do not send confidential information to the above e-mail address.
Central Kentucky Federal Savings Bank does not use email to verify personal or account information.
We consider our customers' security and privacy one of our top priorities.
If you receive any such request, or if you responded to any email and shared personal financial information, please notify us immediately by phone at (859) 236-4181. We will provide instructions to help you protect your accounts.
Central Kentucky Federal was formed in 1886 as a Kentucky-chartered mutual building and loan association. In December 1960, the Bank obtained federal insurance of accounts and became member of the Federal Home Loan Bank ("FHLB") of Cincinnati. The Bank converted to a federal mutual savings and loan association in 1969 and changed its name to Central Kentucky Federal Savings and Loan Association. Upon its conversion to stock form in December 1994, the Bank adopted its present name. The Bank operates through three full-service offices in Danville and Lancaster, Kentucky.
Member FDIC / Equal Housing
Lender
Since January 3, 2005, the common stock of CKF Bancorp, Inc., which is the parent company of Central Kentucky Federal Savings Bank has been listed on the Over-the-Counter Bulletin Board under the symbol "CKFB". Previously, CKFB had been listed on the NASDAQ stock exchange. As of March 10, 2008, CKF Bancorp, Inc. had 1,315,781 shares of issued and outstanding common stock, which was held by approximately 194 stockholders of record, excluding beneficial owners in nominee or street name. Use the link below labeled "OTC Bulletin Board" to receive a current quote on the CKF Bancorp, Inc. common stock.
OTC Bulletin Board
American Community Bankers
Other SEC Filings for CKF Bancorp, Inc.
VISIT OUR FULL-SERVICE BRANCHES
RIDGEFIELD CENTER BRANCH
120 SKYWATCH DRIVE
DANVILLE, KENTUCKY
(859) 236-4277
LOANS, CHECKING, SAVINGS and ATM
LANCASTER BRANCH
208 LEXINGTON STREET
LANCASTER, KENTUCKY
(859) 792-3368
Central
Kentucky Federal
Savings Bank
offers a full range of financial services including:
 |
VOICEMASTER |
|
Account No. Password 01-00-NNNNNN PPPP |
Checking |
| Account No. Password 01-01-NNNNNN PPPP 01-02-NNNNNN PPPP 01-70-NNNNNN PPPP |
Account No. Password 01-81-NNNNNN PPPP 01-21-NNNNNN PPPP 01-24-NNNNNN PPPP |
You may inquire up to 25 times per month on your checking or savings account at no cost. Each inquiry in excess of 25, in one month, will cost you 25 cents. Any charges will be posted to the related account.
VoiceMaster also offers
you the capability to obtain a "Fax Back" by entering your fax number via touch
tone telephone. In a matter of seconds your fax machine will be receiving
an up-to-date statement of the selected account. There is a $1.50 charge for
each fax requested.
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DEPOSIT RATE SHEET
THESE RATES ARE VALID AS OF DECEMBER 31, 2008.
Rates may change daily. For more information please call us at 859-236-4181 for the most up to date information about our rate sheet.
|
ACCOUNT TYPE |
INTEREST RATE |
APY |
MINIMUM BALANCE TO OPEN ACCOUNT |
MINIMUM DAILY BALANCE TO OBTAIN APY |
MINIMUM BALANCE TO AVOID SERVICE CHARGE |
| IMAGED CHECKING | 0.25% |
0.25% |
$50.00 | $1000.00 | $250.00 / $5.00 |
| TRUNCATED CHECKING |
0.25% |
$50.00 | $250.00 | $250.00 / $5.00 | |
| MONEY
MARKET DEPOSIT ACCOUNT |
1.00% |
1.00% |
$2,500.00 |
$0.01 to
$24,999.99
$25,000.00 to $99,999.99 $100,000.00 and above |
$1000.00 / $5.00 |
| INTEREST IS COMPOUNDED DAILY AND POSTED MONTHLY ON CHECKING ACCOUNTS AND MONEY MARKET DEPOSIT ACCOUNTS. | |||||
|
ETA CHECKING |
- | - | $10.00 | - | $3.00 SV CHG |
|
IMAGED BUSINESS |
- | - | $100.00 | - | $300.00 / $8.00 |
| PASSBOOK SAVINGS | $50.00 / $3.00 | ||||
|
INTEREST IS COMPOUNDED DAILY AND POSTED QUARTERLY ON PASSBOOK ACCOUNTS, SERVICE CHARGE ASSESSED QUARTERLY. |
|||||
| STATEMENT SAVINGS | $100.00 / $5.00 | ||||
| INTEREST COMPOUNDED DAILY, POSTED MONTHLY ON STATEMENT SAVINGS ACCOUNTS, SERVICE CHARGE ASSESSED MONTHLY. | |||||
| ACCOUNT TYPE | INTEREST RATE | APY | MINIMUM BALANCE TO OPEN ACCOUNT |
MINIMUM DAILY BALANCE TO OBTAIN APY |
PENALTY |
| 3 MONTHS | 2.00% | 2.02% | $500.00 | $500.00 | 3 MONTHS |
|
6 MONTHS |
2.25% |
2.27% |
$500.00 | $500.00 | 3 MONTHS |
| 9 MONTHS | 2.25% |
2.27% |
$500.00 | $500.00 | 3 MONTHS |
| 1 YEAR |
2.50% |
2.52% |
$500.00 | $500.00 | 3 MONTHS |
| 14 MONTHS |
2.50% |
2.52% |
$500.00 | $500.00 | 6 MONTHS |
| 18 MONTHS |
2.75% |
2.78% | $500.00 | $500.00 | 6 MONTHS |
| 2 YEAR | 3.00% | 3.03% | $500.00 | $500.00 | 6 MONTHS |
| 30 MONTHS | 3.00% | 3.03% | $500.00 | $500.00 | 6 MONTHS |
| 3 YEAR | 3.25% | 3.29% | $500.00 | $500.00 | 6 MONTHS |
| 4 YEAR | 3.50% | 3.55% | $500.00 | $500.00 | 6 MONTHS |
| 5 YEAR | 3.50% | 3.55% | $500.00 | $500.00 | 6 MONTHS |
INTEREST COMPOUNDED AND POSTED
QUARTERLY ON CERTIFICATES
| 18 MONTHS IRA | 2.75% | 2.79% |
$1.00 |
$1.00 |
6 MONTHS |
INTEREST COMPOUNDED DAILY AND POSTED QUARTERLY ON IRA CERTIFICATES
ON ALL CERTIFICATES A LOSS OF INTEREST PENALTY, AS SHOWN, WILL BE IMPOSED IF ANY OF THE DEPOSIT IS WITHDRAWN BEFORE THE MATURITY DATE.
THE APY (ANNUAL PERCENTAGE YIELD) ASSUMES INTEREST WILL REMAIN ON DEPOSIT AND A WITHDRAWAL WILL REDUCE EARNINGS AND LOWER THE APY. APPLICABLE FEES MAY REDUCE EARNINGS. THE INTEREST RATE AND APY ARE SUBJECT TO CHANGE.
FIXED RATE LOANS:
UP TO 80% LOAN TO VALUE
LOW CLOSING COSTS - INCLUDES 1% ORIGINATION FEE
PLUS NORMAL SETTLEMENT COSTS
AVAILABLE FOR 30 YEAR TERMADJUSTABLE RATE LOANS:
UP TO 80% LOAN TO VALUE
LOW CLOSING COSTS - INCLUDES $500 ORIGINATION FEE
PLUS NORMAL SETTLEMENT COSTSUP TO 89.9% LOAN TO VALUE
LOW CLOSING COSTS - INCLUDES ONLY 1/2% ORIGINATION FEE
($500 MINIMUM) PLUS NORMAL SETTLEMENT COSTS
SEE US AT ANY OF OUR THREE FULL-SERVICE BRANCHES.
CALL A LOAN OFFICER, AT 859-236-4181, FOR CURRENT RATE INFORMATION.
UP TO 30 YEAR AMORTIZATION AVAILABLE.
Copyright 2008 CKF Bancorp, Inc.
Page last updated: December 31, 2008
